Chase Review 2025

Get $100 off the Chase Point of Sale (POS)™
Code: CHASEPOS

Monthly Fee

$0–$25

Devices

Smart Terminal, Mobile, Virtual

Transaction Fee

2.6%–2.9% + $0.10–$0.25

Is Chase Payment Solutions Worth Signing Up For?

Chase Payment Solutions offers a comprehensive suite of payment processing services tailored for businesses of all sizes. Leveraging the strength of JPMorgan Chase, it provides integrated solutions that combine banking and payment processing, facilitating seamless transactions and efficient fund management.


What Does Chase Payment Solutions Include?

Chase Payment Solutions encompasses a range of features designed to support diverse business operations:

  • In-person, online, and mobile payment processing capabilities
  • Support for major credit/debit cards and digital wallets like Apple Pay and Google Pay
  • Same-day funding options when linked to a Chase business checking account
  • PCI-compliant security standards with advanced fraud detection tools
  • Integration with popular accounting software such as QuickBooks and FreshBooks
  • Access to Chase's Smart Terminal and mobile app for point-of-sale transactions
  • Customizable invoicing and receipt options
  • 24/7 customer support from Chase specialists

Pros & Cons

  • Check Icon Trusted brand with decades of financial experience
  • Check Icon Comprehensive payment solutions for businesses of all sizes
  • Check Icon Seamless integration with Chase Business Banking
  • Check Icon Advanced fraud protection and data security measures
  • Cancel Icon Monthly service fees may apply

Chase Payment Solutions at a Glance

Excellent
9.8

Editorial Score

8.5

A robust payment solution integrated within Chase's ecosystem, ideal for businesses seeking comprehensive financial services

Low Rates

8.0

2.6% + $0.10 per in-person transaction; 2.9% + $0.25 per online transaction; 3.5% + $0.10 per keyed-in transaction

Low Fees

7.5

No setup fees; potential monthly service fees depending on account type

Payment Services

9.0

Supports in-person, online, and mobile payments with various methods

Additional Benefits

8.5

Integrated invoicing, same-day funding, and POS hardware options

Customer Support

9.0

24/7 support via phone, chat, and email

Chase Plan Pricing

Expense Type Cost
In-Person Transactions 2.6% + $0.10 per transaction
Online Transactions 2.9% + $0.25 per transaction
Keyed-In Transactions 3.5% + $0.10 per transaction
Same-Day Funding Fee No additional cost when linked to a Chase business checking account

FAQs

How do I set up Chase Payment Solutions?

You can sign up through the Chase for Business website or by visiting a local Chase branch. The setup process involves linking your business checking account and configuring your payment settings.

What payment methods are supported?

Chase Payment Solutions supports major credit and debit cards, as well as digital wallets like Apple Pay and Google Pay. It also offers solutions for in-person, online, and mobile payments.

How quickly can I receive my funds?

Funds can be deposited as soon as the same day when linked to a Chase business checking account, enhancing cash flow efficiency.